The UK home market is still in flux, but we have seen a big rise in the number of home sales recently, with sales up 20% in the past year.

The most common question many buyers ask is when is the right time to make a purchase.

Some will look at their current finances and ask if it’s a good time to spend big, while others will want to find the best investment they can.

But how much should you spend and how much do you need?

Here’s everything you need to know about how to spend your money.